Investment Planning

Our services in this area include, but are not limited to:

At Academy Financial, we begin the investment planning process with a discussion that focuses on our client’s needs and goals. Once we’ve identified the correct balance between the client’s willingness and ability to take on investment risks as well as income needs we then set risk and return objectives.  As part of this process we also consider investment constraints such as time horizon, liquidity, taxes, legal or regulatory issues, and last but not least, what makes each client’s situation unique.  We complete the investment evaluation process with a comprehensive review of the current portfolio to provide an assessment of the allocation, coordination and efficiency. 


  • Identify an overall Strategic Asset Allocation
  • Analyze and design a portfolio model
  • Compare and contrast asset location strategies for tax purposes
  • Discuss timely investment opportunities


  • Implement an efficient transition from the current portfolio to the new target
  • Frequent reviews, due diligence and reporting
  • Tax loss harvesting
  • Reassess risks and objectives as your situation changes