T. Joseph Barger CRPC®, CLTC

Financial Planner

T. Joseph Barger, a financial planner and Partner at Academy Financial Inc., offers comprehensive planning services for individuals. Joe also focuses on retirement planning as well as wealth management services for our clients. Joe has been a financial planner since 1992 and been with Academy Financial Inc.  since 2005.


Areas of Expertise

  • Financial and Retirement Planning
  • Wealth Management Services
  • Risk Management Strategies
  • Estate and Tax Reduction Strategies


The foundation of my practice is Academy Financial Inc.’s unique and proprietary financial planning process. We utilize sophisticated planning software to provide a fully integrated approach to identifying solutions designed to meet our clients’ changing needs. We evaluate all aspects of a client’s financial life, to look at the full picture and develop a personalized financial plan that includes cash flow analysis, investment management, retirement, and estate planning needs.

Personal Information

Joe resides in Fallston, MD with his wife Kristin and their four children, Nathaniel, Gavin, Keegan, Finley, and their two dogs, Nevi and Nikita. Joe was a professional soccer player for the Baltimore Blast (MISL) and Maryland Bays (APSL) from 1989-1992. He was also a Hall of Fame inductee at Fallston High School and Loyola University, MD State Soccer.Joe continues to stay active by participating in triathlons, marathons, and devoting much of his time to following his children’s athletic careers on the high school and collegiate level.

Community Involvement

Joe is associated with Who’s Who Among Executives, Professional and Entrepreneurs, National Association of Insurance and Financial Advisors-Baltimore Chapter (NAIFA-Past President), and the Million Dollar Round Table (1998- present). He also completes volunteer work and charitable contributions to the Drug Enforcement Agency, MD Special Olympics, Leukemia & Lymphoma Society, Arthritis Foundation, Feed the Hungry, Habitat for Humanity, and Athletes Serving Athletes.


  • FINRA Registrations: Series 6, 7, 63, and 65
  • Life and Health Insurance Licensed
  • Chartered Retirement Planning Counselor (CRPC)designation
  • Certified Senior Advisor (CSA) designation
  • Certification for Long-Term Care (CLTC)


  • BBA, Loyola University


*With over 500,000 members, the Who's Who of Executives & Professionals is one of the premier selective networking forums in the world. Our vast membership spans across 190 countries with professionals, executives, and business owners of almost every industry.

*Founded in 1980 as The National Association of Life Underwriters (NALU), NAIFA is one of the nation's oldest and largest associations representing the interests of insurance professionals from every Congressional district in the United States. NAIFA members assist consumers by focusing their practices on one or more of the following: life insurance and annuities, health insurance and employee benefits, multi-line, and financial advising and investments. NAIFA's mission is to advocate for a positive legislative and regulatory environment, enhance business and professional skills, and promote the ethical conduct of its members.

*The Million Dollar Round Table membership is independently produced by The Premier Association of Financial Professionals®. Members must meet a certain level of premium, commission, or income during the year and must also adhere to strict ethical standards. Joseph Barger applied for this membership and a fee of $550 was paid to be a member. There were no fees to promote the membership.

Phone 410.825.5296
Fax 410.825.0034